For over 5, Excel India IMF has helped families and businesses across India protect what matters and grow their wealth. From term and health insurance to mutual funds and retirement planning, our IRDAI-certified advisors build a plan around your goals not a generic package.
Guard against soaring medical inflation with cash-free hospitalization across thousands of network hospitals. Compare top base health plans, affordable super top-ups, and specialized critical illness covers side by side.
Start a disciplined monthly SIP from just ₹500. Harness the power of compounding, rupee cost averaging, and maximize tax deductions of up to ₹1.5 Lakh under Section 80C through curated ELSS funds.
Term Insurance
Health Insurance
Investment Plans
Mutual Funds
2 Wheeler Insurance
Car Insurance
Home Insurance
Travel Insurance
Retirement Plans
Child Savings Plans
Family Health
Employee Health
Guaranteed Return
Term for Women
Return of Premium
Return Of Premium
Term for Diabetics
1 Cr Health Cover
Cancer Insurance
Tax Saving Plans
Smart Deposit
ULIPs
Pet Insurance
2 Wheeler
Marine Insurance
Fire & Burglary
Shop Owner
Office Package
Group Health
Group Accident
Group Term Life
Corporate Plans
PI for Companies
Workmen Comp
General Liability
Cyber Insurance
Contractors All Risk
Erection All Risk
Plant & Machinery
Commercial Fleet
Proven performance, nationwide coverage, and verified client trust
Years of trusted service
Happy customers served
Authorised persons & franchises
Team members driving the brand
Cities covered across India
Independent distributors
Consolidate your financial roadmap with transparent tools, personalized assistance, and end-to-end claim settlement.
Track every insurance policy and investment in a single dashboard. No more digging through emails and paperwork.
Talk to a certified advisor, not a call centre script. We explain your options in plain language.
See plans from multiple insurers side by side, so you know you're getting the right cover at the right price.
From buying your first policy to filing a claim, our team stays with you.
Clear ethics, experienced advisors, and customized wealth solutions engineered for Indian families and enterprises.
Our leadership team brings over 20 years of experience from companies like HDFC, Edelweiss, and Bajaj. You get advice shaped by people who've worked inside the industry.
Insurance, mutual funds, retirement plans, and tax-saving investments all under one roof, so your financial plan actually fits together.
We start by understanding your goals and budget, then recommend only what actually fits. No one-size-fits-all packages.
Free calculators for retirement, education, tax, and marriage planning help you see the numbers before you decide.
We disclose fees and commissions upfront. No hidden charges, no pressure tactics.
Regular sessions and market insights to help you make informed decisions, at no cost.
A transparent, 4-step framework ensuring your financial portfolio is tailored, protected, and future-proof.
We start with a free conversation about your goals, income, and risk comfort. From there, we recommend a plan not a product.
Insurance, mutual funds, retirement, and tax planning are handled together, so nothing is left uncovered.
Our advisors are paid to get you the right plan, not to push the most expensive one.
Manage your policies, track investments, and use our free calculators online, anytime.
Plan ahead with our free calculators. Estimate expenses, factor in inflation, and visualize your future savings in seconds.
Plan higher studies & college corpus
Compute 25x corpus & monthly SIPs
Budget wedding milestones debt-free
Compare Old vs New Tax Regimes
Real experiences from families and business leaders across India
During my recent visit to Excel India to discuss investment opportunities in the insurance sector, Mr. Ratikant clarified that insurance products are not primarily designed for investment purposes. He suggested that I consider a term plan and a health plan to ensure adequate coverage, and then allocate the remaining funds either to trading or mutual funds based on my risk tolerance and financial goals.
Our company is home to highly skilled and qualified professionals dedicated to excellence in every project.
Excel India has been exceptional in providing personalized financial guidance. Their knowledgeable team, diverse product offerings, and user-friendly platform make managing investments easy and efficient. Their commitment to client satisfaction is evident, and I highly recommend them to anyone looking for a reliable and trusted financial partner.
Excel India stands out with its exceptional financial expertise, offering reliable investment solutions tailored to individual needs. Their professional approach and dedication to customer satisfaction ensure secure and strategic financial growth. Trustworthy, innovative, and client-focused, Excel India is a solid partner for your financial journey.
This organization is highly regarded for its ethical practices and adherence to industry standards. Mr. Ratikant is a respected professional in the fields of trading, insurance, and mutual funds, and his expertise can provide valuable insights and guidance to clients seeking financial solutions.
Excel India has been a reliable partner in managing my financial portfolio. Their team provides expert guidance, personalized advice, and clear communication on both investments and insurance products. The process is smooth, and I feel confident with their approach to financial planning. I highly recommend Excel India for anyone seeking a trusted and professional finance company.
Very amazing company with highly skilled & qualified professionals. They have helped me grow my finance & manage it properly.
Excel India, under the leadership of Mr. Ratikant Raajbanshi, stands out as a beacon of financial expertise. As one of the most highly skilled finance professionals in India, Mr. Raajbanshi's profound knowledge has completely transformed my understanding of the finance industry. His ability to articulate how seamlessly one can manage a portfolio is truly remarkable. Trust me, the insights and advice you receive from him are invaluable.
Excel India, led by the visionary founder Mr. Raajbanshi, is a premier organization renowned for its exceptional expertise in Insurance, Mutual Funds, and Trading. With his unparalleled talent and in-depth knowledge, Mr. Raajbanshi has established Excel India as a benchmark for excellence in the financial industry. His exceptional leadership and innovative approach have made Excel India a trusted name among clients seeking reliable and expert financial solutions.
Practical guides, policy insights, and financial awareness
Discover how Return of Premium policies can provide security and value for your investment...
Honored across India for ethical advisory and excellence in financial planning
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We are here to provide you with expert advice and solutions tailored to your needs. Whether you’re looking to optimize your finances, find the right family healthcare cover, or build a corporate risk management strategy, our dedicated team is ready to help.
Send us an email and we’ll get in touch shortly, or phone between 9:00 AM and 8:00 PM Monday to Friday — we would be delighted to speak.
Essential details about our services, certifications, locations, and advisory scope
Excel India IMF is IRDAI certified as an Insurance Marketing Firm, ISO 9001:2015 certified, AMFI registered, and SEBI registered.
Lock in high coverage at minimum premiums with 100% tax benefits under Section 80C & 80D. Compare quotes across top insurers today.