Return of Premium

Return Premium
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Why Choose a Return of Premium Plan ?

Financial Security

Comprehensive life coverage ensures your family’s financial stability in case of emergencies.

Premium Refund

Receive 100% of your premiums back if no claims are made during the term.

Tax Benefits

Save on taxes under Section 80C of the Income Tax Act.

How It Works ?

Select Your Policy Options
Pay Premiums on Time
Enjoy Policy Coverage
Receive Premium Refund

Return of Premium vs. Term Insurance

Feature Return of Premium Regular Term Insurance
Premium Refund Yes No
Life Coverage Yes Yes
Cost Higher Lower
Best For Risk-averse individuals Cost-sensitive individuals