Term plans provide affordable financial protection, offering substantial coverage with low premiums, ensuring value for money & security.
Safeguard your family's lifestyle, education, marriage, and financial goals, ensuring their security and stability in your absence.
The Critical Illness Rider is an optional add-on that provides robust financial protection against 34 major critical illnesses. In the event the insured is diagnosed with any of the specified illnesses during the policy term, a lump sum amount is paid out. This payout is not linked to actual medical expenses, allowing the policyholder complete flexibility to use the funds as needed. It can help cover the costs of medical treatments, hospitalization, post-treatment rehabilitation, or even daily living expenses during recovery. This rider ensures financial stability during difficult times, enabling the insured to focus entirely on their health without worrying about immediate monetary challenges. Additionally, it acts as a safety net to safeguard personal savings and maintain financial independence in the face of unexpected medical emergencies. By opting for this benefit, individuals can secure themselves and their families against the rising costs of healthcare, ensuring peace of mind and comprehensive coverage for life's uncertainties.
The Accident Protection Rider is an optional add-on that provides comprehensive financial coverage in the event of accidental death or disability. If the insured suffers a fatal accident, a lump sum benefit is paid to the nominee, ensuring their financial security during a difficult time. In cases of permanent disability caused by an accident, this rider offers a predefined benefit that can help cover medical expenses, rehabilitation costs, or loss of income. This benefit serves as a financial cushion for the policyholder and their family, helping them manage unforeseen expenses and maintain their lifestyle despite the challenges posed by the accident. The payout from this rider is in addition to the base policy benefits, making it a critical safety net for those seeking enhanced protection. By opting for the Accident Protection Rider, individuals can ensure that their loved ones are financially secure and prepared for life's uncertainties, providing peace of mind and robust financial support when it's needed most.
The Terminal Care Rider is an optional add-on designed to provide financial support if the policyholder is diagnosed with a terminal illness during the policy term. Upon diagnosis of a covered terminal condition, a lump sum payout is provided to the insured. This payout ensures that the policyholder and their family can focus on care and quality of life without the added burden of financial stress. The benefit can be used flexibly to cover medical expenses, palliative care, or any other costs, such as fulfilling personal wishes or securing the family’s financial stability. This rider helps safeguard savings and ensures that essential needs are met during a challenging time. By choosing the Terminal Care Rider, individuals gain peace of mind knowing they have a financial safety net in place, allowing them to manage the emotional and financial impacts of a terminal illness. It provides dignity, security, and support for both the insured and their loved ones.
The Disability Protection Rider is an optional add-on that offers financial security in the event of permanent or total disability due to an accident or illness. If the policyholder becomes disabled and is unable to work, this rider ensures a lump sum payout or regular income, depending on the terms, to support their financial needs. This benefit can be used to cover medical expenses, rehabilitation costs, home modifications, or daily living expenses, ensuring that the insured can maintain their lifestyle despite the challenges posed by the disability. It provides a crucial safety net to safeguard the financial well-being of the policyholder and their family during unforeseen circumstances. By opting for the Disability Protection Rider, individuals can ensure they are prepared for life’s uncertainties, offering peace of mind and stability. This rider is particularly valuable for those who rely on their income to support their families, as it mitigates the financial impact of losing earning capacity due to disability.
Browse our term life plans to choose the best fit for you.
Select coverage that meets your unique financial goals.
Apply online in minutes with a simple, hassle-free process.
Access prompt and reliable claim settlement assistance.
Provide lifelong peace of mind by ensuring your loved ones are financially secure, covering daily expenses, education, or loans, even in your absence.
Enjoy comprehensive coverage at pocket-friendly premiums, enabling you to safeguard your family’s future without compromising your present financial priorities.
Enhance your protection with optional critical illness cover, ensuring financial assistance during medical emergencies like cancer, heart conditions, or other severe health issues.
Gain dual benefits of financial security and tax savings under Section 80C and 10(10D), making your term life insurance a smart and practical investment for your future.