Health Insurance

Health Insurance
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Key Feature of Our Health Insurance

Maternity Cover

Maternity Cover in health insurance provides financial support for pregnancy-related expenses, including prenatal care, delivery, and postnatal treatment. It ensures peace of mind by covering hospital stays, doctor consultations, and newborn care essentials.

Newborn Cover

Newborn Cover provides essential health insurance for infants, covering expenses like vaccinations, initial check-ups, and unexpected treatments soon after birth. It ensures thorough care and financial security for your family’s newest member.

OPD Cover

OPD (Outpatient Department) Cover reimburses expenses for medical consultations, diagnostic tests, and minor procedures that don’t require hospitalization. It provides financial support for routine health check-ups, treatments, and prescribed medications, ensuring complete healthcare coverage.

Effortless Claims

Effortless Claims offers a streamlined, user-friendly experience with quick documentation and minimal paperwork, ensuring prompt settlements. Our claims process is designed to alleviate stress, providing you peace of mind and support when health-related emergencies arise.

Comprehensive Coverage

Get coverage for hospital stays, surgeries, doctor visits, tests, and post-hospital care. Our health plans ensure essential medical needs are covered, from routine check-ups to emergencies, keeping you prepared.

Cashless Treatment

Access a network of hospitals that allow you to receive treatment without the hassle of upfront payments. With cashless facilities, we handle the bills directly, letting you focus solely on your recovery.

Affordable Premiums

We prioritize affordable healthcare for everyone. Explore a range of plan options designed to fit your budget while providing essential coverage, ensuring quality care without financial strain.

Pre & Post-Hospital Care

Insurance policies often provide a valuable bonus at maturity, enhancing the payout beyond the base amount a benefit rarely available in other investment options for long-term growth.

Lifetime Renewability

Enjoy lifelong coverage with our lifetime renewability option, ensuring peace of mind at life. Stay protected for as long as you need, without interruptions in coverage.

No-Claim Bonus

Earn a no-claim bonus or premium discount each year you go without making a claim, rewarding your healthy lifestyle and helping you save while staying protected.

Mental Health Support

We recognize the importance of mental health and provide options that include coverage for counseling, psychiatric consultations, and treatments for mental health issues.

Critical Illness Protection

Get financial support for serious conditions like heart, cancer, or stroke. Our critical illness coverage helps ease your financial burden during difficult medical times.

FAQs on Health Insurance Plans

Health insurance, also called as Mediclaim, is way to pay for advance medical treatments, that typically require you to be in-hospital overnight. It also covers certain other day procedures like cataract surgery, etc that don’t require you to be hospitalized but are expensive nevertheless.

Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.

You must raise a claim with your insurance company within 24 hours of an emergency hospitalization and at least 48 hours before your planned hospitalization. For reimbursement claims, you must submit all the required documents to the insurer within 30 days of getting discharged from the hospital.

Health insurance coverage amount is the maximum amount you can claim as compensation in case of a medical contingency. It is also known as the sum insured or sum assured of the policy. You can select the coverage amount of your mediclaim policy when you purchase it.

Visit the insurance provider's official website and log in with your policy number, registered phone number, or email ID. Alternatively, you can click on Support/Help on the home page and go to Check Policy Status/Know Your Policy. The options may vary from insurer to insurer.